Back to resourcesChecklistQuestions to ask a lenderBring these questions to an introductory conversation. You can ask for plain-language explanations and written information to review later. Print this resource01What financing options might fit my situation, and what are their tradeoffs?02What information do you need to understand my starting point?03Will this step involve a credit inquiry? What kind?04What would the estimated total monthly housing payment include?05Which expenses would I pay separately?06What upfront costs should I plan for, beyond a down payment?07How do the interest rate, APR, fees, and any points compare?08What conditions or additional steps would remain after preapproval?09Are assistance programs relevant to my situation? What eligibility, repayment, occupancy, or other conditions apply?10How can I compare this option with another lender’s offer?11What could change before closing, and how would you communicate that?12What is one useful next step if I am preparing for later?When you receive a Loan Estimate, the CFPB’s Loan Estimate explainer (opens in a new tab) can help you identify the payment and cash-to-close information and prepare follow-up questions.Want help organizing your next question?Let’s Find Your Next Step
